ADCB (Abu Dhabi Commercial Bank) offers a range of ADCB credit cards designed to meet various financial needs and lifestyles of residents in the UAE. From exciting rewards and exclusive discounts to global acceptance, ADCB credit cards provide numerous benefits.
This guide will walk you through everything you need to know about ADCB credit cards, including offers, application process, benefits, and more.
ADCB offers a variety of credit cards tailored to suit different lifestyles and financial needs. Below is an overview of each type of ADCB credit card, highlighting their key benefits and features.
Get amazing rewards and free deliveries on Talabat orders.
Get amazing rewards and free deliveries on Talabat orders.
Your perfect companion for travel savings and benefits.
Exclusive travel perks with Etihad Airways.
Enjoy special benefits with Etihad Airways.
Earn miles on all your purchases and fly more with Etihad.
A premium card with unique lifestyle perks.
Earn LuLu points on all your spending for daily savings.
Save with LuLu points and enjoy everyday benefits.
Enjoy travel and lifestyle perks with exclusive offers.
Earn rewards and enjoy travel and lifestyle benefits.
Earn TouchPoints on every purchase and redeem in many ways.
You can compare different cards here
ADCB credit cards come with a variety of offers tailored to enhance your spending experience. From dining and travel to shopping and entertainment, ADCB has partnered with numerous merchants to provide exceptional discounts and rewards.
If you frequently order from Talabat, the Talabat ADCB credit card offers exclusive perks such as discounts on food orders, additional reward points, and more.
| Benefit | Description |
|---|---|
| Discounts on Talabat Orders | Enjoy up to 20% off on food orders made through the Talabat app. |
| Cashback Rewards | Earn up to 5% cashback on dining and grocery spends. |
| Extra Talabat Points | Earn additional Talabat points on every order, which can be redeemed for future purchases. |
| Welcome Bonus | Receive a bonus when you make your first purchase with the Talabat ADCB Credit Card. |
| Zero Annual Fee for the First Year | No annual fee for the first year; subsequent years may also be free if spending criteria are met. |
| Complimentary Airport Lounge Access | Access to over 25 lounges in the Middle East and 1000+ worldwide. |
| Buy One Get One Free Movie Tickets | Avail BOGO offers on movie tickets at participating cinemas. |
| Global Acceptance | Use your card at millions of locations worldwide. |
| 24/7 Customer Support | Dedicated customer service for all your needs and queries. |
| Purchase Protection | Enjoy insurance on purchases against theft or accidental damage. |
| Travel Insurance | Complimentary travel insurance for peace of mind during trips. |
| Requirement | Details |
|---|---|
| Minimum Salary | AED 5,000 per month |
| Age | Applicant must be at least 21 years old |
| Employment | Must be employed and able to provide proof of salary |
| Credit History | A good credit score is required for approval |
| Documents Needed | Emirates ID, Passport, Visa (for expatriates), Salary certificate, and recent bank statements |
| Residence | Applicants must be residents of the UAE |
| Initial Spend Requirement | Some offers and rewards may require an initial minimum spend to activate certain benefits. |
| Application Process | Can be completed online through the ADCB website or at a local ADCB branch. |
To apply for an ADCB credit card, you need to meet the minimum salary requirement, which varies depending on the type of card. Here’s a quick overview:
Check the specific card details on ADCB’s website for precise requirements.
Applying for an ADCB credit card is straightforward. Follow these steps:
Once you’ve applied, you can check your ADCB credit card application status online or by contacting ADCB customer service. You will need your application reference number for this process.
ADCB credit cards offer a wide array of benefits designed to make your financial management more rewarding and convenient.
| Benefit | Description |
|---|---|
| Rewards Program | Earn points on every spend and redeem them for flights, hotel stays, or shopping vouchers. |
| Airport Lounge Access | Enjoy complimentary access to over 1000 airport lounges worldwide. |
| Movie Ticket Offers | Get two-for-one movie tickets and exclusive discounts at select cinemas. |
| Purchase Protection | Safeguard your purchases against theft or accidental damage. |
| Flexible Payment Options | Enjoy up to 55 days of interest-free credit. |
To qualify for an ADCB credit card, applicants must meet the following requirements:
| Age | Must be at least 21 years old. |
| Employment | Must be employed with a minimum salary as specified by the card. |
| Credit History | A good credit history enhances approval chances. |
| Documentation | 1. Emirates ID 2. Passport 3. Salary certificate 4. Bank statements |
ADCB offers some cards with no annual fees, known as ADCB credit card free for life. These cards provide cost-effective solutions while still offering substantial benefits and rewards.
ADCB credit cards are packed with exclusive perks, making them a valuable addition to your wallet.
Frequent travelers will appreciate the ADCB credit card lounge access, providing comfort and convenience at airports across the globe.
Movie buffs can enjoy ADCB credit card movie offers, including discounts and buy-one-get-one-free tickets at participating cinemas.
Understanding how to manage your ADCB credit card effectively is crucial for maintaining financial health.
If you need to cancel your ADCB credit card, follow these steps:
ADCB credit cards also offer the flexibility of ADCB credit card loans. You can convert your credit limit into a loan with flexible repayment terms and competitive interest rates.
| Feature | Description |
|---|---|
| Flexible Loan Amount | Borrow up to 75% of your available credit limit, with amounts adjusted based on your card type and limit. |
| Easy Repayment Plans | Choose from a variety of repayment terms, typically ranging from 6 to 48 months, depending on your needs. |
| Competitive Interest Rates | Enjoy lower interest rates compared to standard cash advances or personal loans. |
| Quick and Easy Processing | Apply online or through the ADCB mobile app for a hassle-free loan approval process. |
| No Additional Documentation | Since you already have an ADCB credit card, there’s no need for additional documentation to process the loan. |
| Instant Fund Disbursement | Once approved, the loan amount is quickly transferred to your bank account. |
| Fixed Monthly Payments | Manage your budget easily with fixed monthly installments. |
| No Collateral Required | The loan is unsecured, meaning you don’t need to provide any assets as security. |
The ADCB Platinum Travel Credit Card offers extensive travel rewards, including air miles, hotel discounts, and complimentary airport lounge access.
Yes, ADCB offers credit cards with varying minimum salary requirements. The standard ADCB credit card requires a minimum salary starting from AED 5,000.
You can earn rewards points on every spend, which can be redeemed for travel, shopping, dining, and more.
Contact ADCB customer service immediately to report the loss and prevent unauthorized transactions. They will assist you in blocking the card and issuing a replacement.
ADCB credit cards are transparent with their fees. However, it’s essential to read the terms and conditions of your specific card to understand all associated charges.
By choosing an ADCB credit card, you gain access to a world of benefits, rewards, and financial flexibility. Whether you’re a frequent traveler, a shopaholic, or someone looking for cost-effective credit solutions, ADCB has a card to suit your needs.
For more information or to apply for an ADCB credit card, visit the ADCB website.
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